IDS products are divided into various business segments, which are; Business to Customer (B2C) and Business to Business (B2B).

• B2C products include PPOB applications such as Solusipay which can be downloaded in the Play Store and Apps Store.
• B2B products owned by IDS such as Payment Point, Setorku, PPOB, Ototrans, Sales Point, Merchant Onboarding, and VA.

Service that provides a wide selection of payment methods from virtual account, e-Wallet, to offline store

IDS has offline or online channels such as Alfamart, Alfamidi, Dandan, Indomaret, Ceriamart, Tokopedia, Shopee, Ayopop, LinkAja, and others.

IDS provides several methods to use Payment Points to our partners.

Biller partners can use API as a means of Payment Point system integration. IDS provides API documentation for our biller partners to use when integrating.

IDS provides a Dashboard that can be a means for our biller partners to upload data that will be used in the consumer payment data needs of our biller partners.

In addition to using APIs and Dashboards, IDS also provides SFTP for a means of sending consumer data when receiving payments. Biller partners can also set the time related to updating consumer data according to needs.

Service that makes it easy for clients to deposit money through the nearest offline store

The money from bills collected by our biller partner collectors can be deposited to channels connected to IDS.

The channel owned by IDS is similar with Alfamart to make it easier for collectors with a large distribution of deposit points.

Our biller partners can use the API to connect their collection system with the Setorku API to use services from IDS.

Service that adds to user convenience by completing application facilities and make attractive user interface

PPOB offers payment for various bills. The bill can be in the form of a utility (electricity bill; PLN, water bills; PDAM, BPJS dues, internet, telephone, Cable TV, and so on).

Please contact partnership@ids.id for more information

Massive transfer service to speed up send money to bank and e-Wallet

IDS has extensive connections with banks such as Bank Mandiri, BRI, Maybank, DBS, Bank Permata and other banks in Indonesia

Ototrans allows IDS partners to send funds to be transferred and received by e-wallets such as GoPay, LinkAja, DANA, and other e-Wallets in Indonesia.

IDS provides 2 options in integrating Ototrans:

• API

Using the API, IDS partners can directly send requests through the system integrated with IDS for sending funds to the recipient of funds.

• Dashboard

IDS partners who do not have API system infrastructure, can use the Dashboard provided by IDS to upload data that will be the recipient of funds

Service that makes it easier for customers to make the first registration when applying for a loan

The sales point channels owned by IDS are currently Alfamart, Alfamidi.

IDS will send customer data during registration through the IDS channel to the IDS partner via e-mail or SFTP provided by the IDS partner for data exchange channels

Merchant Onboarding is an IDS product that provides services in helping kiosks and merchants register QRIS to help to help make money easier.

Required legal documents

• UMKM
• ID Card
• NPWP
• Company
• Copy Of Deed Of Establishment
• Copy of proof of endorsement and / approval from the relevant Ministry of the deed of establishment
• Copy of deed of articles of association containing the latest composition of shareholders
• Copy of receipt of notification from the relevant ministry on the deed of articles of association containing the current composition of shareholders
• Copy of the deed of articles of association containing the current composition of the Board of Directors and Board of Commissioners
• Copy of receipt of notification from the relevant ministry on the deed of articles of association containing the current composition of the Board of Directors and Board of Commissioners
• Copy of NPWP Partner
• Copy of identity document of the Board/Director

Virtual Account is a digital payment method through a special bank account that is intended for each user. Virtual Account (VA) will be able to much easier for users to identify who is making payments or transfers to the account.

Transactions can be done anywhere because it can be used in all Mobile Banking that provides Virtual accounts.

The types of transactions can vary from installment payments, daily shopping payments, credit purchases and many more.

Automatic payment confirmation is done for ease of Use.

Dynamic VA dan Static VA

• Dynamic VA is a Virtual Account that changes over time from the creation of a Virtual Account and is not tied to a single entity or identity.
• Static VA is a Virtual Account that has the same VA number and is usually connected to an identity of the user.

Open Amount and Close Amount

• VA with an Open Amount model can accept payments with an amount that can be adjusted to what the user wants.
• VA with a Close Amount model can be used to make payment of bills that are required to pay with a nominal amount of collectible and has been determined.

Single and Multiple Use

• Single VA can only be used for one transaction and is suitable for dynamic Virtual account types.
• While Multiple Use is a VA that can be used more than once and matches the static type of Virtual Account.

Validity Period

• The Virtual Account has a validity period, if the Virtual Account is no longer valid, the user is no longer able to make transactions with the Virtual Account owned, for the validity period, it can be adjusted to the needs of the partner who will issue the Virtual Account.

Please contact us at bussdev@ids.id, our team will be happy to assist you.

Partners are required to fill out the partner's On Board Form to complete the required data such as:

• Company data (Name, Address, Phone Number, etc.)
• Company owner Data (if registering for a company)
• Legality documents required (if registering for a company)
• Legality documents (KTP & NPWP) for accounts for individuals

• Copy of deed of establishment
• Copy of endorsement and/or approval from the relevant ministry on the deed of establishment
• Copy of articles of association containing the current composition of shareholders
• Copy of receipt of notification from the relevant ministry on the deed of association containing the latest composition of shareholders
• Copy of the articles of association containing the current composition of the Board of Directors and Board of Commissioners
• Copy of receipt of notification from the relevant ministry on the deed of association containing the latest composition of the Board of Directors and Board of Commissioners
• Copy of NIB
• Copy of NPWP Partner
• Copy of identity document of the Administrator/Director
• Regulatory permission for the company (if relevant)

P2P, P2P lending, Remittance, Payment Gateway, Multi Finance, Bank, E-wallets / E-money, Insurance

IDS has several features for the Dashboard that can be used by Partners, as follows:

• Product use

Products that have not yet used the API as a way of integration, can use the API as a means of using the product IDS by partners. The products that can be used through the Dashboard are as follows:

Ototrans, Setorku, Payment Point, Merchant Onboarding, VA

• Setting Price

Partners can set their own prices according to the wishes of IDS partner for PPOB products that IDS offers.

• Technical Documents

IDS provides API documents that IDS partners can view and learn about before performing system integration. The API document can be used for all IDS product.

• Sub-child account creation

If the partner needs subchild to control the sub child transaction, it can be created directly through the IDS Dashboard that has been granted access to the main account.

Cloud performance relies a lot on reliability of connectivity, availability and also the flexibility to accommodate growth and to handle various types of traffic and workloads. IDS serves the service with proven high-performance connection through an agile, secure and always-on access data center to deliver the best user experience.

Have security hardening baselines, based on other security industry recommendations, to minimize risk to systems and connected networks.

IDS use industry standards to build in security for your system/software development lifecycle.

IDS provide authentication for consumers (users and/or systems) of the service in all circumstances (e.g. Web Interface, API etc.).

IDS annually conduct a vulnerability assessment / penetration tests on services.

IDS currently uses guidelines to perform safe coding on every programming language used. It is necessary to ensure that the developments used by the company in the development are selected in such a way as to favor the realization of safe and reliable software characterized by a small chance of the appearance of information security susceptibility as a result of errors in the program.

IDS encrypts all data in transit within the Cloud service,to and from business partners.

IDS data is protected from unauthorized access, copying, or modification.

If you forget your password, you can not change it yourself. Please contact our customer service.

If you can't export your transaction list into .csv (format excel file), please make sure several things:

• By filtering the date, make sure the data is exist
• Data have to seen in datatable
• Export the right data by clicking export button

For other questions, please contact our customer service.

If you can't upload a file , please make sure the file has the right format that is requested. Example: Image [.JPG, .PNG , .JPNG]

Is there any other question? Please contact our customer service.

If you can't login to your account , please make sure the username and password that you input is right.

Incase you forget your password, there is two option for you to resolve:

• Click forget password in your apps > Request by input email > There will be a link sent to reset your password.
• Contact our admin to help you reset your password

If you have more question, please contact our customer service.